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Sep 18, 2025 6:09:54 PM1 min read

Coinbase Integrates Merkl Rewards

More than 100 million Coinbase users can now earn Merkl rewards by participating in DeFi lending activities directly within the Coinbase app!

 

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Boosting USDC yield with rewards

 

This milestone is made possible thanks to the new Coinbase x Morpho Earn integration, released today. Users can now effortlessly access onchain lending powered by Morpho within the Coinbase app and earn yield on their USDC stablecoins deployed on the Base network.

Concretely, users can lend their USDC, which are deposited into a Morpho vault curated by Steakhouse. From there, users earn an APY (10% at the time of writing) that combines the native yield on USDC deposits with extra rewards in Morpho tokens, boosting their overall returns.

And just like all Morpho token rewards, Merkl is the platform distributing them!

 

Seamless Merkl rewards within Coinbase

 

Once users have lent their USDC, they can claim the Merkl rewards they’ve accumulated (MORPHO tokens) directly within the Coinbase app.

From the initial USDC deposit into the Morpho vault to claiming rewards, the entire process is fully integrated for a smooth, unified experience. No need to leave Coinbase!

 

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After being natively integrated into platforms like Uniswap, Morpho, and Aave, Merkl demonstrates through its Coinbase integration that it’s a key player in reward management and distribution.

As DeFi continues to expand into the mainstream, Merkl is evolving from a pure DeFi tool into a solution trusted by both institutional and retail users.

 

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